JOB DESCRIPTION
1.Evaluate credit worthiness by processing loan applications and documentation within specified limits
2.Interview applicants to determine financial eligibility and feasibility of granting loans
3.Determine all applicable ratios and metrics and set up debt payment plans
4.Communicate with clients either to request or to provide information
5.Justify decisions (approvals/rejections) and report on them
6.Complete loan contracts and counsel clients on policies and restrictions
7.Update job knowledge on types of loans and other financial services
8.Maintain and update account records
EXPERIENCE / QUALIFICATION
Diploma,HND,BS degree in finance, economics or a related field
1.Proven working experience as a loan officer
2.Familiarity with computers and banking applications/software
3.Solid understanding of direct/indirect lending products and practices
4.Excellent communication and interpersonal skills
5.Customer satisfaction orientation and sales competencies
6.Ability to work in a goal oriented environment
QUALIFICATION/EXPERIENCE
DIPLOMA,HND,DEGREE OR ANY OTHER RELATED FIELD